Every Report Reviewed. Every Risk Scored.
An AI-powered medical report grading platform built for life insurance underwriting.
The Challenge
Manual medical evidence review slows underwriting down
CERA helps insurance teams compare medical reports and interview transcripts faster, more consistently, and with better visibility.
Manual Verification Takes Time
Underwriters spend time comparing CERA PDFs and interview responses manually.
Risk of Human Error
Important mismatches in health history, lifestyle, or medication can be missed.
Complex Medical Evidence
Medical reports and transcripts are lengthy, scattered, and difficult to compare quickly.
WHY CERA
Built for intelligent medical evidence review
CERA helps life insurance underwriters review medical evidence faster, improve consistency, and make more informed underwriting decisions through AI-assisted analysis.
Intelligent Evidence Comparison
Automatically compares medical examination reports with interview transcripts to identify similarities, gaps, and discrepancies.
Structured AI Score Reports
Generate consistent, easy-to-review reports with match scores, discrepancy summaries, and underwriting recommendations.
Reliable Risk Assessment
Help underwriters identify potential risks faster through AI-assisted medical evidence analysis while maintaining human oversight.
Built for Insurance Teams
Designed specifically for life insurance underwriting workflows with structured outputs, traceability, and audit readiness.
Capabilities
Built for underwriting precision
CERA vs Transcript Comparison
Automatically compares the CERA PDF against the telephonic interview transcript.
Structured Score Report
Produces a clear score report for underwriters — consistent and actionable.
Discrepancy Detection
Flags mismatches between the medical report and interview responses.
Audit Trail
Every review is logged and traceable for underwriting compliance.
Underwriter-Ready Output
Output is formatted for direct use in underwriting review.
PDF Intelligence
Extracts and understands data from complex CERA PDF documents.
What CERA Detects
Clear mismatch detection for underwriting review
CERA highlights the differences between what is written in the medical report and what was said during the interview.
Medical History
CERA PDF
Diabetes mentioned in CERA
Interview Transcript
Applicant says no diabetes
AI Result
Mismatch flagged
Lifestyle Risk
CERA PDF
Smoking marked as Yes
Interview Transcript
Applicant denies smoking
AI Result
Discrepancy detected
Medication
CERA PDF
BP medicine listed
Interview Transcript
No medicine mentioned
AI Result
Missing detail found
Score Report Preview
A structured score report your underwriters can review quickly
CERA converts medical evidence comparison into a readable report with matched fields, discrepancies, missing information, and review recommendations.
- Overall match score
- Exact matches, partial matches, and mismatches
- Discrepancy explanations
- Underwriter review recommendation
Business Impact
Built to make underwriting smarter and faster
Improve Accuracy
AI-assisted comparison helps reduce missed mismatches and review gaps.
Save Review Time
Underwriters can focus on flagged cases instead of reading every line manually.
Enhance Decisions
Structured reports make medical evidence easier to understand and act on.
Ensure Traceability
Every comparison is easier to review, explain, and audit later.
Built for Insurance Teams
Designed around real underwriting workflows
Life Insurance Companies
Medical Underwriters
Risk Assessment Teams
Operations Review Teams
Built for Insurance
AI that supports your underwriters — not replaces them
CERA is designed to handle the evidence comparison and grading — the structured, time-consuming part. Your underwriters review the score report and make the final call. Every time.
See CERA review a report, live
Book a demo and watch CERA compare a CERA PDF against an interview transcript in real time.
Book CERA Demo